AI Models · Open-Source vs Paid

Phi 4 Open vs GPT-3.5 Turbo (older v0613) Paid

Phi 4 vs GPT-3.5 Turbo (older v0613) compared — price per token, context window, multimodality, openness and which to choose. Can the open-source model replace the paid one? Full 2026 breakdown.

Prices & specs refreshed from live data · olud.ai

Open-model prices = cheapest provider via OpenRouter; official maker rates may be higher.

Phi 4OpenMicrosoft
$0.07 /M input
$0.14 /M outputNo per-token fees if you self-host
TypeOpen-weight
Context window16K tokens
MultimodalNo
Self-hostYes
GPT-3.5 Turbo (older v0613)PaidOpenAI
$1 /M input
$2 /M outputManaged API (no infra to run)
TypeProprietary
Context window4K tokens
MultimodalNo
Self-hostNo
Choose Phi 4 if you want to self-host, keep your data private and skip per-token fees — it's open-weight and runs on your own hardware. Choose GPT-3.5 Turbo (older v0613) if you want frontier capability through a managed API with zero infrastructure to run.

Phi 4 vs GPT-3.5 Turbo (older v0613) specs

SpecPhi 4GPT-3.5 Turbo (older v0613)Winner
MakerMicrosoftOpenAI
TypeOpen-weightProprietaryPhi 4
Context window16K tokens4K tokensPhi 4
Input price$0.07/M · free self-host$1/MPhi 4
Output price$0.14/M · free self-host$2/MPhi 4
Vision / multimodalNoNo
Tool / function callingNoYesGPT-3.5 Turbo (older v0613)
Self-hostableYesNo (API only)Phi 4
LicenseMITProprietaryPhi 4

Price gap & when to choose each

14×cheaper per output token

Phi 4 is ~14× cheaper than GPT-3.5 Turbo (older v0613) on output tokens ($0.14 vs $2 per M tokens).

Choose Phi 4 if…
  • You want to self-host or run on your cloud
  • You need the longer 16K context window
  • You prioritize data privacy & control
  • You want the lowest operating costs
  • You are building open or reproducible AI
Choose GPT-3.5 Turbo (older v0613) if…
  • You want frontier performance through a managed API
  • You value reliability & ecosystem
  • You don't want to manage infrastructure

Feature comparison

CapabilityPhi 4GPT-3.5 Turbo (older v0613)
Open weights (downloadable)
Self-hostable
Runs fully offline
Vision / multimodal
Tool / function calling
1M+ context window

Benchmarks: Phi 4 vs GPT-3.5 Turbo (older v0613)

Independent benchmark scores measured by Artificial Analysis. Higher is better (except latency).

Phi 4 delivers 3.7× more intelligence per dollar.
Phi 4
GPT-3.5 Turbo (older v0613)
Intelligence index
5.9
5.5
Math index
18
GPQA
57.5%
29.7%
MMLU-Pro
71.4%
46.2%
Humanity's Last Exam
3.8%
Long Context Reasoning
0%
LiveCodeBench
23.1%
MATH-500
81%
44.1%
AIME
14.3%
AIME 2025
18%
IFBench
23.5%
τ²-Bench
0%
Terminal-Bench Hard
3.8%
Coding index
10.7
Speed
43.7 tok/s
0 tok/s
Latency
0.95s
0s
Intelligence per $
26.9
7.3

Benchmark data by Artificial Analysis.

How Phi 4 and GPT-3.5 Turbo (older v0613) score

🏆 Best value & openness: Phi 4 (3.8 vs 2.5 / 5)
CriterionPhi 4GPT-3.5 Turbo (older v0613)
Cost-efficiency5.04.5
Context window2.02.0
Openness5.01.5
Self-hosting5.01.0
Multimodality2.03.5

Scores come from live data — output price (cost), context length, open vs closed weights (openness & self-hosting) and vision/tool support (multimodality). Raw task quality isn't scored here; it depends on your benchmark — see the verdict.

What each model is

Phi 4 Open

Microsoft · Open-weight

[Microsoft Research](/microsoft) Phi-4 is designed to perform well in complex reasoning tasks and can operate efficiently in situations with limited memory or where quick responses are needed. At 14 billion...

GPT-3.5 Turbo (older v0613) Paid

OpenAI · Proprietary

GPT-3.5 Turbo is OpenAI's fastest model. It can understand and generate natural language or code, and is optimized for chat and traditional completion tasks. Training data up to Sep 2021.

Frequently asked questions

Is Phi 4 as good as GPT-3.5 Turbo (older v0613)?

Phi 4 is open-weight and competitive on many tasks, but GPT-3.5 Turbo (older v0613) may still lead on the hardest reasoning and agentic work. The gap keeps narrowing — benchmark both on your actual use case before deciding.

Can I run Phi 4 locally?

Yes. Phi 4 has open weights, so you can self-host it on your own GPUs or run it via a low-cost API. GPT-3.5 Turbo (older v0613) is API-only and cannot be self-hosted.

How much cheaper is Phi 4?

Phi 4 costs $0.14/M output vs $2/M for GPT-3.5 Turbo (older v0613) — roughly 14x cheaper via API, and free if you self-host.

Phi 4 vs GPT-3.5 Turbo (older v0613) — which should I pick in 2026?

Choose Phi 4 if you want to self-host, keep your data private and skip per-token fees — it's open-weight and runs on your own hardware. Choose GPT-3.5 Turbo (older v0613) if you want frontier capability through a managed API with zero infrastructure to run.

People also compare

Explore more open-source AI

Browse the full open-source model leaderboard, thousands of tools and live benchmarks — all in one place.

Open the leaderboard →