AI Models · Open-Source vs Paid

Phi 4 Open vs Claude Fable 5.1 Paid

Phi 4 vs Claude Fable 5.1 compared — price per token, context window, multimodality, openness and which to choose. Can the open-source model replace the paid one? Full 2026 breakdown.

Prices & specs refreshed from live data · olud.ai

Open-model prices = cheapest provider via OpenRouter; official maker rates may be higher.

Phi 4OpenMicrosoft
$0.07 /M input
$0.14 /M outputNo per-token fees if you self-host
TypeOpen-weight
Context window16K tokens
MultimodalNo
Self-hostYes
Claude Fable 5.1PaidAnthropic
$10 /M input
$50 /M outputManaged API (no infra to run)
TypeProprietary
Context window1M tokens
MultimodalYes
Self-hostNo
Choose Phi 4 if you want to self-host, keep your data private and skip per-token fees — it's open-weight and runs on your own hardware. Choose Claude Fable 5.1 if you want frontier capability through a managed API with zero infrastructure to run.

Phi 4 vs Claude Fable 5.1 specs

SpecPhi 4Claude Fable 5.1Winner
MakerMicrosoftAnthropic
TypeOpen-weightProprietaryPhi 4
Context window16K tokens1M tokensClaude Fable 5.1
Input price$0.07/M · free self-host$10/MPhi 4
Output price$0.14/M · free self-host$50/MPhi 4
Vision / multimodalNoYesClaude Fable 5.1
Tool / function callingNoYesClaude Fable 5.1
Self-hostableYesNo (API only)Phi 4
LicenseMITProprietaryPhi 4

Price gap & when to choose each

357×cheaper per output token

Phi 4 is ~357× cheaper than Claude Fable 5.1 on output tokens ($0.14 vs $50 per M tokens).

Choose Phi 4 if…
  • You want to self-host or run on your cloud
  • You prioritize data privacy & control
  • You want the lowest operating costs
  • You are building open or reproducible AI
Choose Claude Fable 5.1 if…
  • You want frontier performance through a managed API
  • You need the longer 1M context window
  • You value reliability & ecosystem
  • You don't want to manage infrastructure

Feature comparison

CapabilityPhi 4Claude Fable 5.1
Open weights (downloadable)
Self-hostable
Runs fully offline
Vision / multimodal
Tool / function calling
1M+ context window

Benchmarks: Phi 4 vs Claude Fable 5.1

Independent benchmark scores measured by Artificial Analysis. Higher is better (except latency).

Phi 4 delivers 10× more intelligence per dollar.
Phi 4
Claude Fable 5.1
Intelligence index
5.9
53.4
Math index
18
GPQA
57.5%
93.7%
MMLU-Pro
71.4%
Humanity's Last Exam
3.8%
59.1%
Long Context Reasoning
0%
85.3%
LiveCodeBench
23.1%
MATH-500
81%
AIME
14.3%
AIME 2025
18%
IFBench
23.5%
τ²-Bench
0%
Terminal-Bench Hard
3.8%
Coding index
81.6
SciCode
63.1%
τ-Bench Banking
47.2%
Terminal-Bench
91.4%
Speed
43.7 tok/s
66.7 tok/s
Latency
0.95s
137.76s
Intelligence per $
26.9
2.7

Benchmark data by Artificial Analysis.

How Phi 4 and Claude Fable 5.1 score

🏆 Best value & openness: Phi 4 (3.8 vs 2.9 / 5)
CriterionPhi 4Claude Fable 5.1
Cost-efficiency5.02.0
Context window2.05.0
Openness5.01.5
Self-hosting5.01.0
Multimodality2.05.0

Scores come from live data — output price (cost), context length, open vs closed weights (openness & self-hosting) and vision/tool support (multimodality). Raw task quality isn't scored here; it depends on your benchmark — see the verdict.

What each model is

Phi 4 Open

Microsoft · Open-weight

[Microsoft Research](/microsoft) Phi-4 is designed to perform well in complex reasoning tasks and can operate efficiently in situations with limited memory or where quick responses are needed. At 14 billion...

Claude Fable 5.1 Paid

Anthropic · Proprietary

Claude Fable 5.1 improves on Claude Fable 5 across the board, with the biggest gains in agentic coding, long-running agentic workflows, and knowledge work: long code refactors, front-end and visual...

Frequently asked questions

Is Phi 4 as good as Claude Fable 5.1?

Phi 4 is open-weight and competitive on many tasks, but Claude Fable 5.1 may still lead on the hardest reasoning and agentic work. The gap keeps narrowing — benchmark both on your actual use case before deciding.

Can I run Phi 4 locally?

Yes. Phi 4 has open weights, so you can self-host it on your own GPUs or run it via a low-cost API. Claude Fable 5.1 is API-only and cannot be self-hosted.

How much cheaper is Phi 4?

Phi 4 costs $0.14/M output vs $50/M for Claude Fable 5.1 — roughly 357x cheaper via API, and free if you self-host.

Phi 4 vs Claude Fable 5.1 — which should I pick in 2026?

Choose Phi 4 if you want to self-host, keep your data private and skip per-token fees — it's open-weight and runs on your own hardware. Choose Claude Fable 5.1 if you want frontier capability through a managed API with zero infrastructure to run.

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